EXPERTISE IN BOTH MORTGAGE AND INSURANCE SECTORS

Hyde Associates are Independent Mortgage and Protection specialists. With access to the entire mortgage market place and other exclusive products, our clients can expect a tailor made service to suit personal requirements. We have strong links with major lenders who are prepared to consider 'out of criteria' applications on merit and this is becoming one of our strongest areas.

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WHY CHOOSE HYDE ASSOCIATES

You are protected
An important thing to understand is that when you receive both mortgage and protection advice, we have a duty of care to you. We have to recommend a suitable product and be able to justify why the particular product we have chosen is right for you. If our advice is not up to scratch, you can complain and be compensated.
In contrast, if you go directly to a high street mortgage lender, don't take advice, and end up with a mortgage that later becomes unaffordable, you may not have as much legal recourse. (Under the rules of the Mortgage Market Review, it's the lender's responsibility to ensure affordability – so even if you buy direct, you could have some recourse. Nonetheless, we can offer a valuable layer of protection.)

Our Brokers are all fully qualified
There is an awful lot to think about when choosing the right mortgage. It is often not the case of simply opting for the cheapest fixed or tracker rate mortgage you can find. We have to be qualified to give you mortgage advice, whereas you may not get that kind of guarantee if you ring up a lender's call centre.

We are on your side
We will look for the best mortgage for you. We aren't on the lender's side, we are on yours, and we'll give you access to far more products than if you went direct. You will get unbiased advice and will be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.

We know the industry
Mortgage criteria has tightened massively over the last few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development. It has been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times. That is why it is so important to stay in the loop – and to have us on your side who understands it all. We deal with lenders on a day-to-day basis, so we know what the application process is like for each one and can tell you which lenders can process your application with minimal delays.

We also know the background criteria that a lender has and can bring this experience to bear when advising you and processing your application.

Then there is the fact that, because we may have years of experience building up a relationship with many lenders, we can exert influence and chase things in a way you just can't do by yourself – and that can be invaluable should things get held up.

WHAT WE DO?

Mortgages

Our mortgage brokers are here to save you money and time too. We will make sure you qualify for any deal before you apply. You will also get expert advice and support throughout the whole mortgage process. .

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Insurance Services

We are insurance experts who specialise in several fields - Life, Critical Illness, Buildings & Contents, Accident & Sickness amongst others. Our role is to negotiate with insurers to help you the best deal.

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Corporate Protection

Our bespoke Business Protection Team deal with - Key Person, Relevant Life, Shareholder Protection amongst others. Our role is to negotiate with insurers to help you the best deal

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11000+

MORTGAGES SEARCHED

We search 11,000+ mortgages to find one that's right for you.

100%

INDEPENDENT

Our qualified advisers are fully independent and impartial

2003

REGULATED SINCE

We've been providing our Mortgage & Protection services for over 14 years

1700

REFERRALS

We have over 1700 clients that have been referred to us by existing clients.

ALWAYS LOOKING OUT FOR YOUR BEST INTEREST

Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.

We will compare, advise on and arrange the best mortgage for you from 1000's of deals.

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LET US BUILD A RELATIONSHIP

We take pride in providing trustworthy mortgage and protection advice to our clients. Whether you are looking for mortgage advice, protection against accident and sickness, life assurance or company protection, we will strive to provide the right solutions for your needs.

• Compare Current Mortgage Deals - We will search the mortgage market and provide you with the information you need to be able to make a sound decision.
  
• Mortgage Advice is Important - your personal mortgage adviser will consider all your circumstances, review currently available options and recommend the mortgage most suitable for you.

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HOW WE WORK

Building Trust

We put our clients at the heart of our business and always aim to exceed their expectations.

Mortgage Consultation

As soon as you make contact with us we’ll take some brief initial details over the phone to see if we can help given your individual circumstances.

Advice

Based on the information you provide we will provide you with a written quotation for our recommended mortgage.